Licensing house
Diversifi Alternative Investments
The registered Exempt Market Dealer behind MIC Investing. Diversifi is the licensing house that enables suitability-first conversations about select Mortgage Investment Corporations. It is not a MIC product.
Dealer house, not a product beside the MICs
Diversifi Alternative Investments Ltd. is a registered Exempt Market Dealer in British Columbia, Alberta, Saskatchewan, and Ontario. Think of Diversifi as the regulated house through which dealing representatives can review and, where suitable, distribute select private-market offerings. That is closer to a brokerage house model than to calling Diversifi a "partner MIC."
Diversifi does not manage the mortgage portfolios described on the AP Capital MIC or Terrapin MIC educational pages. Independence of advice and choice should read clearly to any reader, including a regulator: education and suitability sit with the dealer; loan origination and portfolio management sit with each MIC manager.
MIC Investing is operated by Diversifi. The site teaches the category first, keeps strategic-alliance overviews on-domain, and routes first contact through the MIC Investing office. Learn the posture in The Independent Filter and the process on Due Diligence Process.
Harris Abro
Harris Abro
President and Chief Compliance Officer
Harris is the founder and President of Diversifi Alternative Investments Ltd. For over 30 years Harris has been advising clients on their financial and investment needs, analyzing their overall financial plans and estate preservation strategies. During this time Harris has continued to provide creative and customized solutions to meet clients overall financial objectives. Prior to this, Harris spent 11 years in the South African legal profession, where he learned valuable lessons on client relationship management and objectively advising in the best interests of clients.
Since 2007, Harris has been focusing more specifically on providing value to client investment portfolios by offering unique and well researched alternative real estate investments. These are designed to enhance and add diversification to traditional stock and bond type offerings. Harris always acts in a professional, focused and diligent manner, always putting clients interests first. Harris is registered with the BC, Alberta, Saskatchewan and Ontario Securities Regulators as a Dealing Representative and Diversifi Alternative Investments Ltd. is registered with the same entities as an Exempt Market Dealer. (EMD)
Longer notes on both principals are on Principals.
The first conversation is designed to clarify fit, risk, liquidity expectations, and whether a deeper suitability process makes sense. It is not a product pitch and not a public KYC interrogation.
Peter Kinch
Peter Kinch
Dealing Representative
Peter Kinch is a best-selling author and award-winning Mortgage Broker and Investment Advisor with over 25 years of experience in the mortgage and finance industry. Peter and his team have financed over $1 Billion in real estate transactions and was formerly recognized as the #1 volume-producing mortgage broker in Canada by CMP magazine. Utilizing his trademarked 'Gap Analysis©', Peter is passionate about helping Canadians invest in Alternative Assets that complement their existing investment portfolios.
Peter has been a featured guest on various radio and television programs throughout the country including Global TV, CTV, CBC and BNN. Kinch is the author of The Mortgage Minute™, 'The Canadian Real Estate Action Plan', and co-author of the #1 best-seller 97 Tips for Canadian Real Estate Investors.
New inquiries on this site are coordinated through the MIC Investing office so the first step stays calm and operationally clear.
What independence should mean in practice
- We do not have to stretch to make a product fit.
- We can explain potential conflicts and fees without defensiveness.
- We can show a diligence process that existed before the marketing PDF.
- We can say no to an issuer.
- We can say no to an investor when suitability is weak.
- We continue monitoring after subscription, not only during onboarding.
The MIC manager originates and manages the mortgage portfolio. The Exempt Market Dealer knows the product, knows the client, assesses suitability, and handles regulated distribution. You still read documents, ask careful questions, and size any allocation sanely. Confusion between those roles creates disappointment.
Strategic alliances reviewed on this site
AP Capital MIC and Terrapin MIC are strategic alliances, not Diversifi products. Educational overviews for AP Capital MIC and Terrapin MIC receive equal billing under How we work. Listing a MIC overview is not a recommendation and not an offer to sell securities.
The set is curated. Independence and trust matter more than catalogue size. The roster may grow if diligence and accountability support it. It is not positioned as the widest shelf in Canada.
FAQ
Is Diversifi a MIC?
Why is the phone number the primary CTA?
Where is Diversifi registered?
How do I prepare for a call?
Ready to talk about fit and risk?
Call or email MIC Investing for a short educational conversation. Suitability comes before any recommendation. No product pitch on minute one.
Informational purposes only. Diversifi Alternative Investments Ltd. is a registered Exempt Market Dealer in British Columbia, Alberta, Saskatchewan and Ontario. Target yields, distributions, liquidity and capital preservation are not guaranteed.